Borrowing money for the long term has many benefits. The first and undoubtedly the most important is the possibility of receiving a much larger amount than in the case of traditional quick payday pay. This is very important, especially if you are planning a larger purchase or renovation of an apartment, for example. At present, many Poles decide to take out a loan for longer than 30 days for one more reason. They simply prefer to receive a larger sum of money, and then easily regulate their monthly installments, which are suited to the financial situation.
We choose banks as well as loan companies
Competition on the financial market has always been and what is important for us – it will be! It’s very good, more companies that want to lend us money or banks operating on the market mean that the loan costs are lower. Each lender tries to attract a new customer to himself. Loan promotions are often offered, although we can count on better conditions when we decide on a short-term loan. Such offers are available to new customers free of charge – that is, we are talking about a completely free loan.
Let’s return to long-term loans for now. Otherwise they are called installments. The maximum time for which we can borrow money is up to 36 months. It’s been a long time! 3 years is a time when we can easily pay our debt, assuming that the installment is not too high. Thanks to this, we can enjoy the dream thing much earlier. Loan companies can borrow up to USD 15,000 in this way. You can borrow up to USD 120,000 with good credit standing. It’s a very, very large sum of money.
So let’s look at companies operating on the Polish loan market, where you will just borrow a larger sum, in addition to convenient monthly installments.
these places are dedicated to such loans. It is worth checking, choosing the best offer for yourself and submitting the application online. We will receive the loan online, without any unnecessary formalities, directly to our bank account.
Free loans for lower amounts
Of course, when you need less money, for a proverbial moment. It is worth getting interested in a short-term loan, i.e. a so-called fast online loan or colloquially payday loan. Loan companies for new customers have amazing promotions, they offer the first loans simply for free. Up to USD 3,000 for a period of 30 – 45 days, you can also receive money to your bank account. When you return them on time, you won’t pay anything!
You have good credit standing and you can count on more
When you have a stable income, you don’t have much debt. It is known that virtually everyone has any fees or small installments. Even a subscription for a mobile phone or rent for an apartment. However, when they are not very large, and in addition you have a stable, stable income. Go to the bank for a loan! Ie. you don’t even have to go, because now banks have quite simplified the application process, in addition you will do everything online.
When should you go for a loan? As we mentioned, if you have good creditworthiness (you have a good chance of granting money then) or if you want to borrow a larger sum or you are interested in a very long loan period, e.g. 5 years. Then the banks are the right place to borrow. It’s worth using the loan promotion – they are offered very often. Here is a short list of current checked online loans: